“El Cajon” means “the box” in Spanish, which is a reference to the shape of the original land grant back in the old days. If you’re thinking about moving to this charming city, don’t get “boxed in” by a high loan rate. El Cajon Banking Rates wants to help you find an affordable mortgage rate.

Our network of mortgage brokers and other financial experts work with different mortgage rates all day, which means you’re likely to find the best one for you. Why not maximize your available cash, so you can buy something larger or in a more desirable neighborhood? See what El Cajon Banking Rates could do for you today.

 

TypeRateAvg Points
30 year fixed mortgage5.97%0.700
15 year fixed mortgage5.74%0.700
5 year ARM5.86%0.600
TypeRateAvg Points
HELOC variable5.53%N/A
TypeRateAvg Points
60 month new car loan6.16%N/A
36 month user car loan0.00%N/A
TypeRateAvg Points
credit card non reward8.29%N/A
credit card reward9.75%N/A
prime rate4.00%N/A
TypeRateAvg Points
bank savings account0.17%N/A
bank money markey account1.44%N/A
 
November 11, 2008

Mortgage Rate Volatility Tapers Off: Rates Stay Relatively Stable ...

Mortgage rates declined last week, with rates for 30-year fixed mortgages falling to 6.09 percent, down from 6.26 percent the week prior, according to the ...
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El Cajon Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local El Cajon, CA mortgage lender, send us your information today and we will help you compare rates.

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Your credit score will affect the rates you are offered on your El Cajon, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? El Cajon Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

There are many types of mortgage loans. Whether El Cajon, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, El Cajon Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARMs)
  • Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you El Cajon, CA mortgage loan, we can help you, too.

Official Banking Rates Resource for Enetez.